First time having sex: The girl did NOT want to use a condom. This was 2004, in North America. I had met her at a bar that night, and we were at her place. I refused to cooperate until she found a condom. She later recoiled in horror during coitus because I checked to see if it was on properly. Told me that she was "not a dirty whore". Then she left the bed. Never met her again.
Second time having sex: She couldn't speak English, but she too was vehemently opposed to using a condom. This time, I used a condom once, but as my sleepiness increased my fortitude slacked and she convinced me to do it again skin-to-skin. Thus began my 10 1/2 months of uncertitude.
Parents! Please educate your fucking children. It was my fault for being drunk and tired, no blame shifting going on here -- but what the hell? I always hear stories of guys pressuring girls to go without, but in my own experience 66.6666% of the girls I've slept with (that's right, just 3) have tried to convince me to be unsafe.